Loan Programs
Home loan types in Texas
A plain summary of each common loan type, with who uses it, what a lender reviews and what to ask. Availability and eligibility vary by borrower, property, and lender.
DSCR Loan
An investment property loan based on the rent the property brings in.
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Bank Statement Loan
A loan that may use bank statements to show self-employed income.
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Conventional Loan
A home loan with no government agency behind it.
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FHA Loan
A government-backed loan many first-time buyers look at.
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VA Loan
A home loan benefit for eligible veterans, service members and surviving spouses.
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USDA Loan
A loan for homes in eligible rural and some suburban areas.
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Jumbo Loan
For loan amounts above the conforming loan limits.
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Construction Loan
A loan to build a new home.
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Down-Payment Assistance
Programs that may help with the down payment and closing costs.
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