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Bertrand Sintuphant, NMLS #2819704

(832) 332-9548
11Up
Two-story house with a driveway and lawn.

Who this is for

Investment Property in 35 States + D.C.

Bert helps investors compare loans for rental and investment property, including loans based on the rent a property brings in. Investor loans are available in 35 states + D.C. He's a real estate investor himself.

Common goals for investors

Suburban houses and lawns seen from above.
  • Compare loans for investment property
  • Understand how a DSCR loan looks at rent
  • Plan for more than one property
  • Larger down payments
  • Rent that has to cover the loan payment
  • Income that's hard to document

What can get in the way for investors

The steps, in order

A first conversation, then a review of your goals and finances, then comparing loans. After that come a secure application, your documents, underwriting, and final approval and closing. No approval is implied before underwriting.

  1. 1.A first conversation
  2. 2.A review of your goals and finances
  3. 3.Comparing loans
  4. 4.A secure application
  5. 5.Your documents
  6. 6.Underwriting
  7. 7.Final approval and closing

Before you call

Questions for investors to bring to Bert

  • What debt service coverage ratio does the property support?
  • What down payment should I plan for on an investment property?
  • How will the rent be counted?

Educational disclaimer

This page is general information and does not imply automatic eligibility or a commitment to lend. Eligibility depends on your complete scenario and underwriting review. Discuss your situation with Lending 11 Up.