Calculator
Mortgage Payment Calculator
Estimate your monthly housing payment. Adjust every input — all calculations run locally.
Estimated payment
$3,360/mo
- Loan amount
- $360,000
- Principal & interest
- $2,365
- Property taxes
- $675
- Homeowners insurance
- $200
- Mortgage insurance
- $120
- HOA
- $0
- Total monthly housing payment
- $3,360
Assumptions
Rate is an editable example — not a current market offer. Taxes estimated at 1.8% of price annually. Insurance, MI, and HOA use the values entered.
Important
- Results are estimates only, not a loan approval, commitment to lend, or Loan Estimate.
- Taxes, insurance, and other costs vary by location and transaction.
- Rates and program terms are illustrative and depend on your full scenario.
- A licensed mortgage professional must review your complete situation.
- This tool does not collect or store any personal data.